James C. Hrubik, Sr.
2526 Reimer Road Extension,
Norton, OH 44203-5337
(330) 745-8435
jimhrubik@earthlink.net
|
Ohio Certified Residential Appraiser with expertise in REO/foreclosure appraisal and post-funding fraud related field reviews, and experience as a staff appraiser and appraisal technical reviewer in high-volume work settings. Outline of problem areas and assessment projections for expansion of Mosquito Abatement District (2005-2007). Produced a tutorial for NE Ohio REAS staff appraisers explaining extraction and use of Auditors' GIS data in appraisal reports (2004). Commended by Freddie Mac (Fraud and Loss Mitigation) for a field review considered to be very detailed with a well supported analysis and conclusion (2003). Development of a field review as part of expert witness testimony in a predatory lending case settled in favor of the client (2002). |
Life Mission
Statement |
To do justly, love mercy, and walk humbly with my GOD. |
Professional Mission
Statement |
To assist my clients in making suitable financial decisions by providing well researched, soundly reasoned, and clearly presented valuation products. |
Professional
Experience |
- Appraiser at Barry R. Ankney, Inc, (July 2009 - present). Under contract to the Auditor of Geauga County, OH for data verification and the 2011 reappraisal.
- Independent Fee Appraiser 1987 - 2003, 2005 - present; Ohio Certified Residential Real Estate Appraiser (State certification Issued 9-9-1998), and ten years experience (unlicensed) prior to that.
- Appraisal Board, Barberton-Norton Mosquito Abatement District (August 2005 - present).
- Valuation Auditor (BPO Review) for Old Republic Default Management (April 2008 - October 2008)
- Part-time Technical Review Appraiser for Valuation Services LLC (formerly AMCO) (July 2005 - July 2007).
- Staff Appraiser for Real Estate Appraisal Services, Inc. (January 2003 - March 2005).
- FHA Roster Appraiser (2000-present).
- Approved Appraiser for : numerous lending institutions nationwide, Summit County Probate Court, Medina County Probate Court, US District Court Northern Division.
|
Earned Professional Designations |
- Residential Accredited Appraiser (RAA) National Association of Realtors Appraisal Section (2005).
- Graduate, Realtors' Institute (GRI) Ohio Association of Realtors (1987).
|
| Education |
Continuing Education Courses
- Ohio Regional Development & The Stimulus Package (AI 2009),
- Effectively Communicating the Appraisal (AI 2009),
- A Practical Guide to FHA Appraisal, 1004MC, & HVCC Update (AI 2009),
- Real Estate Finance, Statistics, and Valuation Modeling (AI 2008),
- Liability Management (AI 2007),
- Mortgage Fraud Seminar (AI - 2007),
- Course 410: USPAP (AI 2006),
- Business Practices and Ethics (AI 2005),
- 7-Hour National USPAP Update (AI 2009, 2007, 2005, 2003),
- Appraising the Tough Ones (AI 2005),
- Introduction to Income Capitalization (AI 2004),
- Residential Income Property Valuation (OAR 2004),
- 5.2C Fair Housing (NAIFA 2004),
- FBI vs. Mortgage Fraud (AI 2003),
- Appraising for FHA (OAR 2002),
- Real Estate Analysis (OAR 2002),
- Appraisal Review & Advanced Appraisal Review (AABOR 2001),
- The New Appraisal Era & Professional and Technical Compliance With USPAP (Chicopee 2001),
- Introduction to Review Appraisal (McKissock 2000),
- FHA Appraisal Guidelines (McKissock 1999),
- Attack & Defend an Appraisal in Litigation (OAR 1998).
- Numerous CE courses (including topics in Ohio Real Estate Law, Ethics, and Civil Rights) to maintain Ohio Real Estate Sales License.
|
Appraisal Pre-Certification Courses
- Ohio Association of Realtors, Columbus, Ohio (1992).
|
Real Estate Pre/Post License Courses
- Southern Ohio College, Akron, Ohio (1986 - 1987).
|
Earned Degrees
- MAEd, Secondary Education: The University of Akron, Akron, OH (1975 - 1976).
Master's Problem : "Effects of the Akron City School District Resident Outdoor Environmental Education Program in Generating Positive Attitudes Toward Science in Participating Sixth Grade Students" (June 1976).
Contributing Researcher : Benthic Invertebrate Indexes of Water Quality in the Upper Tuscarawas River (Department of Biology, The University of Akron, Spring 1976).
Activities and Societies: Graduate Teaching Assistant (for Dr. Edward B. Lasher) in the Educational Resources Center, Educational Foundations Department of the University of Akron.
- BAEd, Secondary Education : The University of Akron, Akron, OH (1965 - 1971).
Chicago Tribune Award for Excellence in Military Science (1967)
Activities and Societies: US Army ROTC, Counterguerilla Company
|
Professional
Development |
- Associate Member of the Appraisal Institute,
- Member, National Assocoation of Realtors, NAR Appraisal Section,
- Member, Ohio Association of Realtors,
- Member, Akron Area Board Of Realtors :
- Professional Development Division (1997-present)
- Commercial/Industrial Forum (2001-present)
- Member of the Communications and Programs Division (1996-2003)
- 2002 Chairman of Information & Technology Forum (MLS)
- 2002 CRIS MLS Board of Directors Alternate
- 2002 Chairman AABOR Realtor Expo Workgroup
|
Life Experience |
- State Certified Residential Appraiser at Barry R. Ankney, Inc.. Tax card data collection and verification for both residential and non-residential properties in Geauga County, OH. Appraisal and appraisal review of CAMA-generated real estate values for property tax assessment.
- State Certified Residential Appraiser at Hrubik Appraisal Services (05/01/2005 - Present). State Certified (Ohio) Residential Real Estate Appraiser, providing valuations of 1-4 family dwellings for various private individuals, lending institutions, Probate Courts of Summit and Medina Counties, and the US District Court, Northern Division (Cleveland). FHA roster since 2000.
- Valuations Auditor at Old Republic Default Management Services (04/17/2008 - 10/10/2008). QC reviewer of Broker Price Opinions for lender clients needing valuations of real property both prior to foreclosure, and through disposition of the asset. Duties required review of the BPOs to meet client guidelines, and consultation with agents across the country to ensure that needed revisions to the reports were obtained.
- Member, Board of Appraisers at Barberton-Norton Mosquito Abatement District (07/29/2005 - Present). Court-appointed appraiser for the mosquito abatement district.
"The board of appraisers shall appraise the lands or other property within and without the district to be acquired for rights of way, reservoirs, and other works of the district, and shall appraise all benefits and damages accruing to all lands within or without the district by reason of the execution of the official plan." (ORC 6115.29).
"The board of appraisers shall also appraise the benefits and damages accruing to municipal corporations, counties, townships, and other public corporations, as political entities, and to this state." (ORC 6115.30)
"If the board of appraisers of a sanitary district finds that lands or other property not embraced within the boundaries of the district will be affected by the proposed improvement, or should be included in the district, it shall appraise the benefits and damages to such land or other property, and shall file notice in the court of the appraisal which it has made upon the lands or other property beyond the boundaries of the district, and to the land or other property which in its opinion should be included in the district. The board shall also report to the court any lands or other property which in its opinion should be eliminated from the district." (ORC 6115.31)
- Review Appraiser at Appraisal Management Company (AMCO, now Valuation Services LLC) (07/05/2005 - 08/03/2007). Administrative (QC) review of residential appraisals nationwide to assure conformance with client appraisal guidelines. The position provided significant insight into the requirements of various clients, and knowledge of market conditions and special valuation problems across the country.
- Appraiser at Real Estate Appraisal Services (REAS) (01/27/2003 - 04/30/2005). Staff appraiser for Charter One Bank. REO/foreclosure appraisal and post-funding fraud related field reviews, and experience as a staff appraiser in a high-volume work setting. Produced a tutorial for NE Ohio REAS staff appraisers explaining extraction and use of Auditors' GIS data in appraisal reports (2004). Cited by Freddie Mac (Fraud and Loss Mitigation) for a field review considered to be very detailed with a well supported analysis and conclusion (2003).
- Real Estate Sales Agent at D. W. Kaufman Realty Company (10/1986 - 04/1997). Part-time real estate sales agent , practicing both buyer and seller representation. Experience included sales, leasing, and management of small residential rentals, and acquisition of urban pipeline easements for an international industrial client. Ohio Real Estate Sales License is still active and on file with D. W. Kaufman Realty Company, Wadsworth OH.
- President at Wolf Creek Custom Builders, Inc. (09/1986 - 04/1997). Residential contractor , framing and finishing single-family dwellings and small commercial buildings. From 1986 - 1990, my company employed, and I supervised, from 1-6 laborers and carpenters. As contractor and subcontractor I was responsible for job costing and bidding, and carried out all book-keeping and document filing activities.
- Learning Center Supervisor at Apostolic Christian Leadership Institute, Edmonton AB. Educational Learning Center Supervisor for a private church-run academy, grades K-12. Oversight of two certified teachers and two to four part-time classroom assistants. Duties also included student academic counseling, and planning and implementation of student field trips.
- Classroom Teacher at North Union Local Schools, Richwood OH 08/1980 - 06/1981). Classroom teacher; High School General Science, Chemistry, Physics. Headed the textbook review committee for the science department.
- Classroom Teacher at Dept. of Indian & Northern Affairs, Gov't of Canada (09/1977 - (06/1980). Classroom teacher at La Plonge Residential High School, Beauval SK; High School Algebra, General Science, Biology, Chemistry. Duties required residence at an isolated Native Reserve, classroom instruction in math and science of Native students (some of whom had limited fluency in the English language), and fly-ins to remote Reserves for parent-teacher conferences. During my tenure I was assigned and completed the task of designing and stocking the biology and chemistry laboratories for the high school, and review of all instructional materials for the courses which I taught.
- Graduate Teaching Assistant at The University of Akron (09/1975 - 06/1976). Graduate Teaching Assistant in the Educational Resources Center of the Educational Foundations Department of Akron U. Preparation of programmed instructional material for education majors, and instruction of undergrad and graduate students in the use of educational media preparation and presentation.
- Classroom Teacher at Midview Local Schools, Grafton OH (09/1971 - (06/1973). Classroom teacher; General Science, Grades 7 & 8. Member of textbook selection committee during 1972-73 school year.
|